Sellers: As we hammer out your transaction, not only will we work to get the optimal sales price, but we'll also advocate for lower closing costs. And once we've come to an agreement, we'll describe in detail the closing costs so you are informed of exactly what you're paying for.
Buyers: If you are purchasing a home in Port Charlotte, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an appropriate range so you're not startled when you show up at the closing appointment. We'll be glad to look through the estimate with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.
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