Closing costs you should expect

 The McGuire Group can walk you through closing - 941-702-HOME (4663)
There are certain normal fees associated with closing the sale of a house. These costs are often divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help direct you through the transaction.

Costs pertaining to your mortgage to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, we'll not only work to get the highest sales price, but we'll also campaign for lower closing costs. And once we've come to an agreement, we'll explain in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: If you are buying a house in Southwest Florida, you'll get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within an acceptable range so you're not startled when you come to the closing table. We'll be willing to look at the estimate with you, answering your questions and highlighting any estimates that seem unusual.

Don't forget to factor in closing costs when considering a home sale or purchase. The McGuire Group is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 941-702-HOME (4663) if your needs include a real estate pro ready for the business side of real estate.

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