Closing costs you should expect

 The McGuire Group can walk you through closing - 941-702-HOME (4663)


There are certain typical expenses accompanying closing the sale of a house. These expenses are usually divided between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help direct you through the deal.

Loan-related closing costs    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, not only will we work to get the optimal sales price, but we'll also advocate for lower closing costs. And once we've come to an agreement, we'll describe in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: If you are purchasing a home in Port Charlotte, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an appropriate range so you're not startled when you show up at the closing appointment. We'll be glad to look through the estimate with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

Finding the right home at the right price is just one part of a home sale or purchase. The McGuire Group is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 941-702-HOME (4663) if your needs include a real estate pro experienced in the business side of real estate.

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